Practical6 min readOctober 2026

Who Pays for Plumbing, Electrical & Painting: Tenant or Landlord? (Standard Clauses & MTA Rules)

Tired of maintenance disputes? Learn who pays for major vs minor repairs in India, 50-50 splitting formulas, Model Tenancy Act Second Schedule guidelines, and copyable lease clauses.

Who Pays for Plumbing, Electrical & Painting: Tenant or Landlord? (Standard Clauses & MTA Rules)

The Great Maintenance Tug-of-War: Why Deductions Cause Most Rental Lawsuits

Nothing sours a landlord-tenant relationship faster than a clogged drainage pipe or a peeling wall. When an Indian tenant vacates, the inevitable confrontation occurs: *The landlord wants to deduct ₹25,000 from the security deposit for fresh painting and plumbing; the tenant argues it is normal wear and tear.* Understanding Indian rental law—specifically the Second Schedule of the Model Tenancy Act (MTA)—provides clear statutory boundaries for who pays for what, eliminating disputes before they begin.

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Structural vs Wear-and-Tear: The Fundamental Legal Division

Under standard Indian lease practices and the Model Tenancy Act, repair responsibilities are divided into two distinct categories:

1
Landlord Responsibility (Structural & Capital Maintenance): Major structural repairs, roof leakage, internal concealed plumbing burst pipes, external wall painting, electrical rewiring, and major elevator or generator maintenance.
2
Tenant Responsibility (Day-to-Day Operational Maintenance): Drain cleaning, tap washer replacement, switch and socket repair, geyser element replacement due to hard water scaling, broken window latch repair, and internal garden upkeep.

Who Pays for Painting on Move-Out? (The Golden Rule)

Painting deductions are the #1 source of deposit friction in Bangalore, Mumbai, and Gurgaon. Here is the legal standard: - Normal Wear & Tear (Landlord Absorbs): Faded wall paint due to sunlight, subtle furniture shadows, or microscopic hairline settlement cracks cannot be deducted from a tenant's deposit. Indian courts have consistently ruled that landlords cannot charge tenants to restore an old apartment to brand-new condition. - Tenant Damage (Tenant Reimburses): Crayons, nail holes, deep grease stains behind kitchen stoves, broken plaster from wall-mounted heavy TVs, or unapproved dark wall painting are damages attributable to the tenant. - The "One-Month Rent" Painting Clause Myth: Many Bangalore agreements state "one month rent will be deducted for painting". Under the Model Tenancy Act, such automatic arbitrary deductions are unconscionable unless the property was demonstrably handed over in pristine painted condition and damaged beyond normal use.

The "₹1,000 Rule": How Smart Landlords Prevent Petty Friction

Seasoned property managers include a Minor Repair Threshold clause in their agreements. Under this clause, any individual repair costing under ₹1,000 (such as replacing a bathroom tap washer or bulb holder) is resolved directly by the tenant without calling the owner. Any repair exceeding ₹1,000 requires landlord written approval and is funded by the landlord.

Copyable Template: Maintenance & Repair Lease Covenant

Insert this balanced maintenance clause into your rental or leave and license agreement.

Copyable Notice Template

COVENANT FOR REPAIRS AND MAINTENANCE OF PREMISES

1. Day-to-Day Repairs: The Tenant shall be responsible for minor routine maintenance and repairs costing less than ₹[1,000] per incident, including replacement of tap washers, electrical fuses, light fixtures, and drain cleaning.

2. Structural & Major Repairs: The Landlord shall be responsible for all structural repairs, including external dampness, ceiling seepage, failure of concealed electrical wiring, and major plumbing breakdowns not caused by tenant negligence.

3. Move-Out Wall Painting: The premises has been handed over newly painted. The Tenant agrees to maintain walls in reasonable condition. At the time of vacating, fair wear and tear shall be accepted. Deductions shall only apply for deep stains, unauthorized drilling, or substantial wall defacement, backed by itemized contractor receipts.

4. Emergency Repairs: If the Landlord fails to attend to critical structural repairs within 72 hours of written notification, the Tenant may execute the repair and deduct the substantiated expense from subsequent rent.

Track Maintenance Requests & Invoices with TenantsFlo

Stop arguing over WhatsApp voice notes about leaking taps and disputed repair bills. TenantsFlo's Maintenance & Expense Ledger lets you handle property upkeep professionally: - Tenant Ticket Logging: Tenants submit maintenance requests with photos directly from their phone. - Auditable Expense Ledger: Log plumbing, electrical, and painting expenses with attached GST contractor receipts. - Deposit Settlement Calculator: Calculate fair move-out deductions and net refund with zero guesswork. Try our free calculator: Security Deposit Deduction & Refund Calculator.

AH

Abdulla Harris

Verified Legal Editor

Building Owner & Landlord Legal Specialist

TenantsFlo Legal Operations

Abdulla Harris is an active property owner and rental operations specialist. He leads legal and compliance editorial at TenantsFlo, focusing on Indian Rent Control Acts, Model Tenancy Act 2021 implementations, state-level stamp duty guidelines, and automated landlord workflows.

Reviewed under MTA 2021 & Income Tax Sec 10(13A)• Updated Sep 2026• 100% Fact-Checked

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Frequently Asked Questions

Can a landlord deduct painting charges if the tenant stayed for 3+ years?

Generally no. Paint has a natural lifespan of 3 to 4 years under Indian weather conditions. If a tenant occupied the property for over 3 years without malicious wall damage, repainting constitutes normal wear-and-tear and is a landlord operational capital cost.

Who pays if an air conditioner or geyser stops working during tenancy?

If the appliance was provided by the landlord, the landlord is responsible for major repair costs (such as AC compressor failure or motor burnout). The tenant is responsible for routine servicing (such as AC gas top-up or filter cleaning).

Can an Indian tenant withhold rent if the landlord ignores a major roof leak?

Under the Model Tenancy Act, if a landlord neglects essential repairs after 15 days of written notice, the tenant can carry out the repair and deduct the verified cost from the rent, capped at 50% of one month's rent.

Step-by-Step Guide

1

Document Move-In Condition

Take dated photographs of all walls, sanitary fittings, and appliances on the move-in inspection.

2

Set a Minor Repair Threshold

Specify in the agreement that individual fixes under ₹1,000 are handled directly by the occupant.

3

Attach Contractor Invoices to Deductions

Never make arbitrary flat deductions; always back repair costs with itemized GST contractor bills.

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