Free Online Tool

Security Deposit Deduction & Refund Settlement Calculator

Calculate legal deposit caps, itemize repair deductions and painting fees, and generate a transparent move-out settlement statement.

Security Deposit & Move-out Refund Calculator

Calculate net refund amount & check Model Tenancy Act compliance

Move-Out Legal Check

Monthly Rent (₹)

Security Deposit Paid (₹)

City / Market Norm

Move-out Deductions

Unpaid Rent (₹)

Unpaid Dues/Bills (₹)

Damage Repairs (₹)

Check if damage is normal wear & tear (e.g. wall repainting after 3+ years)

Net Refund Due To Tenant

₹1,74,500

Deposit Norm Multiple:6.0 Months

Total Valid Deductions:-₹5,500

Deposit represents 6.0x monthly rent. Model Tenancy Act recommends max 2 months for residential properties.

Automate Move-Out Settlement Receipts

Abdulla Harris

Verified Legal Editor

Building Owner & Landlord Legal Specialist

TenantsFlo Legal Operations

Abdulla Harris is an active property owner and rental operations specialist. He leads legal and compliance editorial at TenantsFlo, focusing on Indian Rent Control Acts, Model Tenancy Act 2021 implementations, state-level stamp duty guidelines, and automated landlord workflows.

Reviewed under MTA 2021 & Income Tax Sec 10(13A)• Updated Sep 2026• 100% Fact-Checked

Security Deposit FAQs

What is the maximum legal security deposit in India under Model Tenancy Act?

Under the Model Tenancy Act (MTA) 2021, the security deposit is capped at a maximum of 2 months rent for residential premises and 6 months rent for commercial properties.

Can a landlord deduct painting charges from the security deposit?

Painting deductions are permissible if specified in the lease agreement (commonly 1 month rent or actual painting bills in Bangalore/Mumbai). However, standard wear-and-tear from normal usage cannot be arbitrarily deducted.

Automate Tenant Move-Out Settlements

TenantsFlo includes a Move-Out Settlement Wizard to generate PDF deduction ledgers automatically.